Example; I have a doctor visit every 3 months that includes 12 different lab tests, each listed and billed seperatly on one invoice from the doctor, and each with a partial insurance payment.
Should i enter a "misc labs" expense for the total or individual expenses for each ?
The insurance company will treat each one as a separate line item and so I do the same. I've had cases where they pay some labs, deny some labs and question others. If I have a question or need to appeal, QMEM then lets me deal with only those line items/labs (or services) that are outstanding.
I do the same - I submit therapy claims for my daughter. Same claims every month - have done so for years. Still Insurance may skip one date or in the case of Therapy, which are paid in increments of 15-minute units, decide to pay for one unit when it clearly was submitted as four (standard one-hour session). Obviously the keyboard mysteriously dragged the claim specialists finger to the "1". (only kidding).
Keeping each line item separate helps you manage the EOB more efficiently.
I too enter each visit, lab and therapy visit separately for each family member. This helps when you need to match up EOB's and co-payments should there be a problem.
